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Author: Mark Montoya
February 3, 2011

You may have questions? We have answers. Here are some of the most frequently asked questions.

What is a Merchant Account?

A merchant account is a contract between yourself, your business and the credit processing network. A merchant account also denotes where you’d like your funds deposited.

Will I be able to process international Credit Cards?

Yes, you will be able to process any Credit Card with a logo that corresponds to a Credit Card Type you accept (i.e. Visa / Master Card).

How long does the process take to get my Merchant Account Set-up?

Setup usually takes 24-48 hours. The greatest variable is timely submission of completed Merchant Application.

What do I need to get a quick approval?

  • Positive Credit
  • A Bank Account in the USA (a Business Checking Account is preferred)
  • A Business License
  • A Return Policy Clearly Stated On your website
  • Completed Merchant Account Application
  • Voided Check
  • 3 Months of Bank Statements (for new businesses)

What if I already have a Merchant Account, can I use the iDeposit Service?

Yes! If your merchant account is on one of the following platforms you can use iDeposit.net with your iPhone, iTouch or website.

  • GLOBALPAY
  • TSYS (aka: VITAL)
  • NOVA
  • PAYMENTECH – TAMPA
  • PAYMENTECH – SALEM
  • FHMS
  • MERCURY
  • HEARTLAND PAYMENTS
  • FIFTH THIRD BANK
  • RBS LYNK
  • FIRST DATA – OMAHA
  • FIRST DATA – CARDNET
  • FIRST DATA – NABANCO
  • FIRST DATA – NASHVILLE
  • FDMS/CONCORD-BUYPASS
  • BAMS

Ready to get started?



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If you have any additional questions, we are here for you. We promise to return all inquiries within 24 hours of receipt of your inquiry, whichever way you prefer to be contacted.

Email: Mark@IDeposit.Net

Phone: (909) 643-5896

Twitter: @IDeposit